Cost of Pregnancy in Japan Cost of Birth in Japan How much does it cost to have a baby in Japan?

The cost of pregnancy and birth in Japan

If you are pregnant and planning to have your baby in Japan, you should start to put some money aside. Having a baby is a rather private activity with regards to the costs. And it can cost you quite a bit depending on the hospital/clinic and type of care you and your baby need. In this article I will be sharing the cost break down of my three pregnancies between 2019 and 2023. You can find more information on pregnancy in Japan in general here.

How the cost burden is shared

This being said, there are two ways of financial support. Pre-natal check ups are usually ‘subsidized’ by the ward you live in. After you register your pregnancy at the ward office you will receive a ‘coupon book’. Each coupon reduces the cost of a pre-natal check up. Also, if you are enrolled in the National Health Insurance or an Employee Health Insurance then the costs of birth and being hospitalized will be supported with the Child Birth Lump Sum. Depending on the ward there are more allowances, subsidies or gifts when you are having a baby. Here is a list of the full financial benefits I received in Minato Ward, Tokyo in 2019 and 2021.

As the cost of pregnancy and child birth can be substantial I am sharing the total cost of my three pregnancies below. All of my pregnancies were complication free with regards to my babies’ and my own health and so were the births. They were all natural, unmedicated, no induction, no C-section, etc. The first two pregnancies and births were at a major hospital in Minato Ku, Tokyo, the third was a water birth at a clinic in Tsuzuki Ku, Yokohama.

Cost Breakdown

Hopefully this cost break down can give you an idea of how much pregnancy and birth in Japan costs. Of course, do keep in mind that it depends on the type of hospital, are you live in, individual health circumstances, what kind of room you are hospitalized in (i.e. shared vs. private), etc.

Nr Check UpsCost
Pregnancy Testca. 1,000 JPY
1st 16,200 JPY Kishi Clinic Femina
2nd
21,600 JPY Kishi Clinic Femina
Registration Fee / Deposit200,000 JPY
3rd (due to spotting)
15,950 JPY
4th Coupon: 10,850 JPY
Self-Contribution: 16,570 JPY
5th Coupon: 5,070 JPY
Self-Contribution: 1,930 JPY
6th Coupon: N/A
Self-Contribution: 25,500 JPY
7th Coupon: 5,070 JPY
Self-Contribution: 17,340 JPY
8th Coupon: 5,300 JPY
Self-Contribution: 4,700 JPY
9th Coupon: 5,070 JPY
Self-Contribution: 3,930 JPY
10th coupon: 5,070 JPY
Self-Contribution: 11,870 JPY
11th Coupon: 10,370
Self-Contribution: 4,630 JPY
12th Coupon: 5,070JPY
Self-Contribution: 2,930 JPY
13th Coupon: 5,070 JPY
Self-Contribution: 2,930 JPY
14th Coupon: 5,070 JPY
Self-Contribution: 0 JPY
15th Coupon: 5,070 JPY
Self-Contribution: 19,300 JPY
16th Coupon: 5,070 JPY
Self-Contribution: 2,930 JPY
17th Coupon: 5,070 JPY
Self-Contribution: 6,930 JPY
18th Coupon: 5,070JPY
Self-Contribution: 2,930 JPY
Birth CostChild Birth Lump Sum: 420,000 JPY
Subsidy for Child Birth Expenses: 180,000 JPY
Self- Contribution: 330,750 JPY
Total530,000 JPY
No of Check UpsCosts
Pregnancy Testca. 1,000 JPY
Registration Fee/Deposit200,000 JPY
1stCoupon: N/A
Self-Contribution: 10,000 JPY
2ndCoupon: 14,250 JPY
Self-Contribution: 18,250 JPY
3rdCoupon: 5,070 JPY
Self-Contribution: 1,930 JPY
4thCoupon: 5,070 JPY
Self-Contribution: 38,280 JPY
5thCoupon: N/A
Self-Contribution: 3,000 JPY
6thCoupon: 10,370 JPY
Self-Contribution: 5,630 JPY
7thCoupon: 5,070 JPY
Self-Contribution: 8,870 JPY
8thCoupon: 5,070 JPY
Self-Contribution: 9,930 JPY
9thCoupon: 5,070 JPY
Self-Contribution: 2,930 JPY
10thCoupon: 5,070 JPY
Self-Contribution: 2,930 JPY
11thCoupon: 5,070 JPY
Self-Contribution: 3,130 JPY
12thCoupon: 5,070 JPY
Self-Contribution: 20,035 JPY
13thCoupon: 5,070 JPY
Self-Contribution: 6,930 JPY
14thCoupon: 5,070 JPY
Self-Contribution: 2,930 JPY
Child Birth Lump Sum: 420,000 JPY
Subsidy for Child Birth Expenses: 310,000 JPY
Self- Contribution: 330,470 JPY
Total357,000 JPY
No of Check UpsCosts
Pregnancy Testca. 1,000 JPY
1stCoupon: N/A
Self-Contribution: 10,500 JPY
2ndCoupon: N/A
Self-Contribution: 7,500 JPY
3rdCoupon: 12,000 JPY
Self-Contribution: 12,000 JPY
4thCoupon: 4,700 JPY
Self-Contribution: 4,000 JPY
5thCoupon: 4,700 JPY
Self-Contribution: 1,300 JPY
6thCoupon: 7,000 JPY
Self-Contribution: 3,900 JPY
Matono Clinic (Organ Screen): 7,500 JPY
7thCoupon: 4,700 JPY
Self-Contribution: 6,180 JPY
8thCoupon: 4,700 JPY
Self-Contribution: 2,890 JPY
9thCoupon: 4,700JPY
Self-Contribution: 1,300 JPY
10thCoupon: 4,700 JPY
Self-Contribution: 4,800 JPY
11thCoupon: 4,700 JPY
Self-Contribution: 1,300 JPY
12thCoupon: 2,300 JPY
Self-Contribution: 12,000 JPY
13thCoupon: 4,700 JPY
Self-Contribution: 8,200 JPY
14thCoupon: 4,700 JPY
Self-Contribution: 300 JPY
15thCoupon: 4,700 JPY
Self-Contribution: 3,500 JPY
16thCoupon: 4,700 JPY
Self-Contribution: 5,00 JPY
Delivery & StayChild Birth Lump Sum: 420,000 JPY
Self- Contribution: 220,000 JPY
Total314,000 JPY

More Information on the Cost of Pregnancy in Japan

The international pregnant and parent community is very helpful. Besides Tokyo Pregnancy Group on Facebook there are several other mommas sharing their cost of pregnancy and birth on their respective blogs:

Hopefully, this article has given you a good idea of how much the cost of pregnancy in Japan is so that you can prepare financially for yours. If you have any questions, don’t hesitate to reach out or leave a comment.

If you are at the beginning of your pregnancy, then check out these articles, too:

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